Freedom Banner

Elite Optional Benefits

Our optional add-ons let you enhance your cover, ensuring you get only the benefits you want from your health insurance plan.

Get a quote

Tailor your health cover to your needs

One size doesn’t fit all, that’s why our Freedom Elite health insurance plan gives you the option to personalise your level of cover to your own circumstances. You can add any of these options to your core cover.

Enhance your hospital list

Every Freedom Elite plan comes with the Standard hospital list included in the core cover. This includes hospitals from the largest hospital groups and NHS private patient units across the UK.

If you would like more choice over where you are treated, you can select our London Plus hospital list extension, which adds a number of hospitals from the HCA Healthcare group and hospitals in central London to your existing cover.

To find out more, check our Freedom Elite hospital list.

Outpatient cover

With 2 levels of cover to choose from, the outpatient cover benefit includes:

  • Diagnostic tests arranged by a GP (up to £750) except MRI, CT or PET scans which are already fully covered when referred by a specialist under your core cover.
  • Specialist fees, diagnostic tests and physiotherapy treatment when referred by a specialist. Choose between a £1,500 limit or full cover.

Alternative therapies

The alternative therapies benefit includes cover for treatment by an osteopath, chiropractor, acupuncturist, homeopath or podiatrist up to the level of cover chosen when you are referred by your GP or a specialist. Limits apply.

Mental health cover

This benefit covers inpatient and day-patient treatment for acute mental health conditions for up to 45 days and outpatient specialist consultations and treatment with psychologists, psychotherapists and cognitive behavioural therapists. Limits apply.

Private GP, Dental and Optical

With this benefit you get cover for private GP, routine dental costs and accidental dental injury, optical costs and private GP costs. Individual limits apply.

For more information and the full terms and conditions of the policy please read the Policy Holder’s Guide to Cover.

Have any questions?

If you still have questions about our Freedom Elite health plan, check out our Elite FAQs or give us a call on 0800 999 2013* and speak to one of our friendly team members.


Ready to apply online?

It’s quick and easy to get an online, no-obligation private medical insurance quote. Just click the button below and follow the instructions.

Get a quote