Freedom Health Insurance

Compare Your Choice and Elite Cover

Live instant quote, choose cover for your needs and budget.

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  • UK Call Centres
  • Competitive Premiums
  • Quality Cancer Cover
  • Flexible Cover - you choose the health benefits you want

Get full control of your health cover with Freedom Health Insurance policy.

Your Choice
  • Cash if you choose to get treated on the NHS or use the policy to pay for private treatment.
  • In-patient and out-patient benefit
Elite
  • Medical costs settled directly with the hospital
  • Full In-Patient annual benefit
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Private Health Insurance Quote

Get a quick no obligation on-screen quote, you can simply save for later or buy online

Your details - as you would like them to appear on a policy - No Spam guaranteed.
Who needs to be covered?
Date of Birth
Does the eldest adult smoke?
Do you have existing cover?

Please answer the questions below by ticking the box if your answer is YES to the following situations:



Freedom Worldwide online quotes are not available at the moment. For a Worldwide quote please give us a call on 0800 999 2013 or contact us

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Getting an online quote is very easy and quick. You can then save your quote or continue to complete your application online.


We always want you to get the best possible cover at the most affordable price. Please fill out your details accurately as we will base your quote and policy on this information.


Please hover with your mouse cursor over the relevant sections for more information.

If you are over 65 we cannot offer you an accurate online quote. To discuss the options available and to get a health insurance quote please call us on 0800 999 2013. Alternatively, a Freedom Healthnet consultant will contact you shortly based on the details supplied.

Terms & Conditions

Please read the insurance policy Key Facts and Terms & Conditions. This offer is not valid in conjunction with any other offer. This offer is only available when you apply and pay online (via direct debit or debit/ credit card) for a health insurance policy from Freedom Health. You will receive the free month of health cover in the 12th month of your policy year.. You will be charged £0.01 for the this month. Should you cancel your policy before the end of your policy year you will lose the free month offer.

Terms & Conditions

Please read the policy Key Facts and T&Cs. Not valid in conjunction with any other offer. Offer by invitation only via our key partners. Offer only available when you sign up and pay for your cover by direct debit or continuous credit/debit card mandate online. You will be charged £0.01 for your free month(s). Should you cancel your policy before the end of your third year of cover you will lose any free months outstanding.

Terms & Conditions

Please read the insurance policy Key Facts and Terms & Conditions. This offer is not valid in conjunction with any other offer. This offer is only available when you apply and pay online (via direct debit or debit/ credit card) for a health insurance policy from Freedom Health, excludes Travel Insurance. You will receive the £75 monthcare voucher in the 4th month of your policy year. Should you cancel your policy before the end of your policy year you will be charged £75.

Terms & Conditions

Please read the insurance policy Key Facts and Terms & Conditions. This offer is not valid in conjunction with any other offer. This offer is available when you apply for a Freedom Your Choice policy by 31st December 2013. You will receive the first £50 in M&S vouchers after your third monthly payment or in month 3 if you pay annually. The rest of £50 in M&S vouchers will be sent to you in 3 months after you renewal in your second policy year. Should you cancel your policy before you receive all £100 in M&S vouchers, you will lose any outstanding vouchers. The offer cannot be exchanged for any other similar offer or monetary value.

£50 Toys ‘R’ Us gift card Terms & Conditions

  • Offer only available when you purchase a new Freedom Your Choice or Freedom Elite private medical insurance policy from Freedom Health Insurance.
  • Policy must start on or before 30 September 2014.
  • The £50 gift card incentive will be paid when your annual payment (if paying annually) or first three monthly payments (if paying monthly) have been received and verified by Freedom Health Insurance.
  • Policies only available where main applicant is aged 18 or over.  Children (aged up to 18, or 21 if in full-time education) may be added to parents’/guardians’ policy.
  • Not available in conjunction with any other offer.
  • This offer only applies to fully insured private medical insurance policies and excludes cash plans and discretionary trusts.
  • The £50 Toys ‘R’ Us gift card offer may be changed, cancelled or withdrawn at any time without notice.
  • A cash alternative of £50 payable by cheque is available instead of the £50 Toys ‘R’ Us gift card if requested prior to policy start date.  No other alternative is available.
  • The incentive is available for new policies only and is not available for existing policies renewing with Freedom Health Insurance.
  • Not available to employees or contractors of Freedom Healthnet Limited or Healthnet Services Limited, or appointed representatives, introducers or brokers affiliated to these companies.
  • Promoter:  Freedom Health Insurance (a trading name of Freedom Healthnet Limited), Bourne Gate, 25 Bourne Valley Road, Poole BH12 1DY

10% Discount on Freedom Elite for
David Lloyd Employees

Terms & Conditions

  • David Lloyd employees are entitled to a 10% discount off the price of a Freedom Elite private medical insurance plan compared to Freedom Health Insurance’s retail rates.
  • The 10% discount will be applied when the applicant takes out the policy and every year at renewal during the lifetime of the policy with Freedom Health Insurance providing there is no break in cover.
  • The offer is open to all David Lloyd employees and their families.
  • The initial offer may be changed or withdrawn at any time.
  • The offer is not available in conjunction with any other offer.
  • Applicants should read the Key Facts and other policy terms and conditions carefully to ensure the policy meets with their needs.

Terms & Conditions

Please read the policy’s Key Facts document. Not valid in conjunction with any other offer. Cashback offer only available to new customers coming through our key partners and who complete their purchase online. Sales made via telephone are not eligible for cashback. The cashback will be paid once you have taken a private medical insurance policy through Freedom Health Insurance and your annual payment (if paying annually) or first three monthly payments (if paying monthly) have been received and verified, providing your policy remains in force. All transactions will be validated before the offer is applied. The offer can be changed or removed at any time. Renewals do not qualify for cashback. Cashback will not be paid if the policy is cancelled.

Free Dental Plan Terms & Conditions

  • A free Universal Provident Dental Care plan for the whole family will be offered for year one to all Bounty members who purchase a Freedom Your Choice or Freedom Elite private medical insurance policy. Dental Care plan RRP: single cover £74.28 (children included free) and £144.84 for a couple (children included free).
  • The Dental Care plan is underwritten by Universal Provident Limited and covers up to £5,000 for emergency and £1,000 for non-emergency treatment, subject to terms and conditions – available on request.
  • The health insurance policy must start on or before 31st December 2015.
  • The free dental plan cover will start on the 1st of the following month after your private medical insurance policy’s inception date and will run for 12 months or as long as the health cover remains active (whichever is shorter).
  • Policies only available where main applicant is aged 18 or over.  Children (aged up to 21, or 25 if in full-time education) may be added to parents’/guardians’ policy.
  • Not available in conjunction with any other offer.
  • The offer may be changed, cancelled or withdrawn at any time without notice.
  • No other alternative is available.
  • The incentive is available for new policies only and is not available for existing policies renewing with Freedom Health Insurance.
  • Not available to employees or contractors of Freedom Healthnet Limited or Healthnet Services Limited, or appointed representatives, introducers or brokers affiliated to these companies.
  • Promoter:  Freedom Health Insurance (a trading name of Freedom Healthnet Limited), Bourne Gate, 25 Bourne Valley Road, Poole BH12 1DY

£100 Cashback Terms & Conditions

  • Offer only available when you purchase a new Freedom Your Choice (or Freedom Elite) private medical insurance policy from Freedom Health Insurance.
  • Policy must start on or before 31st December 2015.
  • The £100 cashback incentive will be paid when your annual payment (if paying annually) or first three monthly payments (if paying monthly) have been received and verified by Freedom Health Insurance.
  • Policies only available where main applicant is aged 18 or over.  Children (aged up to 21, or 25 if in full-time education) may be added to parents’/guardians’ policy.
  • Not available in conjunction with any other offer.
  • The £100 cashback offer may be changed, cancelled or withdrawn at any time without notice.
  • No other alternative is available.
  • The incentive is available for new policies only and is not available for existing policies renewing with Freedom Health Insurance.
  • Not available to employees or contractors of Freedom Healthnet Limited or Healthnet Services Limited, or appointed representatives, introducers or brokers affiliated to these companies.
  • Promoter:  Freedom Health Insurance (a trading name of Freedom Healthnet Limited), Bourne Gate, 25 Bourne Valley Road, Poole BH12 1DY