Corporate Meeting Business People In Suits Talking At Table In Office

Corporate Health Insurance

Working closely with you to provide the health insurance solutions your employees need the most.

Why choose us Contact us

Already covered?

Switch to us and you can usually continue your group health cover without losing the benefits that are important to your business. Call us today to discuss your options. 0800 999 2013*

Find out more

What is corporate health insurance?

Corporate health insurance is a type of insurance plan which is designed to cover medical treatment for employees and support them when they need it most. If one of your employees falls ill and requires medical attention, they will benefit from quick access to private hospitals (as there is no NHS waiting time) and consultants who can restore them back to health, helping to reduce the number of sick days taken. From supporting mental health to cancer cover, our company medical insurance will give your employees the peace of mind they need.

Why take out company private medical insurance?

For large businesses, Freedom Health Insurance offers flexible company health insurance solutions to meet your employees’ healthcare needs and help you control costs. Here is what private corporate health insurance can do for your company:   

Cuts the cost of sick days

Every year, millions of working days are lost to sickness1, considerably impacting the bottom line of businesses. While you can’t control when your employees get sick, company private medical insurance can provide your employees with fast access to quality healthcare, helping them return to work sooner.

Improves presenteeism

Presenteeism (when employees come to work while sick) is often a hidden problem, especially in large companies. It can reduce productivity and can lead to a poor organisational culture. With corporate health insurance in place, your staff are encouraged to seek medical help knowing their medical treatment bills will be covered and they can return to their full productivity quickly.

Helps you hire and retain staff

When recruiting talent, offering company medical insurance as part of your benefits package can be the reason why a candidate chooses you over other companies. At the same time, your current employees are less likely to look elsewhere for employment because offering company private medical insurance can make them feel more valued and looked after.

Increases job satisfaction

Company medical insurance is one of the most wanted employee perks2. When people know their employer is interested in their health and wellbeing by giving them access to quality private healthcare through a corporate health insurance scheme, they can experience a boost in motivation and productivity and be enticed to stay with your company for longer.

Protect your staff's health and look after your business

Getting company private medical insurance is easier than you think. Freedom Health Insurance is here to help you set everything up and offer the right level of cover for your employees so that you have a healthier workforce. Our corporate health insurance plans can also fit around your specific business goals and budget. To discuss your situation and get a corporate health insurance quote, simply contact your insurance broker or request a call back below and we’ll be in touch shortly.

Contact us

Why choose us for corporate health insurance?

For more than 17 years, Freedom Health Insurance has been helping businesses like yours by offering straightforward and flexible group health insurance. Here’s what you can benefit from by taking out company medical insurance with us:

Group Of People Maroon Icon

Group Discounts

We can offer certain premium discounts depending on the number of members on the corporate health insurance policy.

Personal Service And Customer Care Maroon Icon

Personal Service

With dedicated customer service and an easy claims process, companies have been trusting us with their health insurance since 2003.

Measuring Tape Flexibility Maroon Icon

Flexible Cover

For group policies, we can tailor our corporate health insurance plans to fit your business' needs and the level of cover required.

Pound Price Tag Maroon Icon

Price Match

If you get a lower price elsewhere for similar corporate health insurance benefits, we will try to match it or even beat it.

What’s covered?

We work with you to create the suitable health insurance plan for your company. Our corporate health insurance plans are flexible and can be tailored to your unique business needs. Depending on the level of cover you choose, your group scheme members can benefit from:

  • Full cover for inpatient and day-patient treatment
  • Comprehensive cancer cover
  • Mental health cover
  • NHS cash benefit
  • Private GP, dental and optical costs
  • Alternative therapies cover including osteopathy, chiropractor, acupuncture and homeopathy
  • Home nursing
  • Private road ambulance
  • Pregnancy complications
  • Maternity cash benefit

Don't Have Time To Talk Now? Request a Callback

Corporate Health Insurance FAQs

Can my employees add their families to the cover?

Yes, your employees can add their partner and children to their corporate health insurance plan. And because we are committed to helping you manage costs, all additional children after the first one are insured for free. What’s more, children can be added to the policy up to the age of 29 as long as they live with their parent(s) who are already covered. Contact us today for more information.

What are my underwriting choices?

As a business looking for corporate health insurance, you generally have two options of medical underwriting available to you: full medical underwriting (FMU) and moratorium underwriting. In addition, subject to underwriting approval, you may also be able to transfer your policy from another provider to us without loss of underwriting. These choices give your company control over the cover and costs of your company private medical insurance scheme. To find out more about each type of underwriting, please visit our underwriting page or get in touch with our friendly team.

If I find a better premium elsewhere, can Freedom Health Insurance match the price?

If you are looking to invest in a new corporate health insurance scheme for your large business, but have received a lower quote from another provider for the same health benefits and level of cover, we will do our best to match or even beat this price. Get in touch with our customer service team today.

What factors can affect my corporate health plan's premium?

The most obvious aspect affecting your private medical insurance cost is the size of the group you are insuring. However, we can offer certain group discounts, depending on the number of people insured on the corporate health insurance plan. Other factors that could affect your price include your employees’ age and the occupational risks.

Can you provide different benefit packages within the same insurance policy?

Our company private medical insurance can be adapted to your unique business needs. If you are looking to provide a tiered health insurance policy for your staff, please contact us to discuss your situation.

How does the corporate health insurance claim process work?

We want to make the company medical insurance claim process as straightforward and simple as possible, so your employees can return to work sooner. As a rule of thumb, a group member will need to see their GP first and get a referral letter, if further medical treatment is needed. Then they should get in touch with our claims team before seeing a specialist or carrying out any diagnostic tests. To make a claim, call us on 01202 283 580* or visit our claims page.

Is company health insurance worth it?

Offering corporate health insurance plans has so many benefits for both employers and staff.

For employees:

  • Improved job satisfaction - employees will feel as though they are a valued member of the company and that their wellbeing is important.

  • Access to high quality private medical facilities and treatment.

  • Convenient appointment times - employees can make medical appointments to fit around their schedules.

For employers:

  • Less sick days - employees can access the care they need without delays from NHS waiting times so businesses are less likely to suffer from long absences.  

  • Better employee retention - employees will feel more valued with a company medical insurance scheme in place and are therefore more likely to stay with the business for longer. 

  • Employers will also benefit from increased job satisfaction as their staff are more likely to be productive and motivated when they’re satisfied with their job. 

Are companies required to offer health insurance?

Whilst a business isn’t required to offer health insurance, it is certainly worth considering. Our company private medical insurance has benefits for a business, helping businesses to run smoothly with less sick days and ensure the wellbeing of their employees.

See more FAQs