Not only does business health insurance give your employees peace of mind, it shows that they are a valued part of your business. Our health insurance cover options are designed to help keep your employees healthy, productive and satisfied in their job role and helps businesses reduce costs and maintain a positive working environment.
Whether it is about managing productivity and absence or encouraging engagement, Freedom Health Insurance puts you in control. You can opt for basic small business health insurance plans offering essential benefits or more comprehensive packages that include a wide range of optional features, all focused on delivering better employee health management.Find out more
When you are self-employed, you become your greatest asset, and if something happens to you, your business could be directly affected. Having the assurance you can get access to medical treatment quickly has never been more important. With Freedom you have the flexibility to build a healthcare plan that suits your healthcare needs. And you also have the option to add your family to the policy.Find out more
If you are looking to implement a wellbeing strategy in your business, we are here to help you. Private company health insurance can be more affordable than many believe and, depending on the number of members on the policy, certain discounts can be offered. Whether you are looking for a UK medical insurance plan or international health cover, we can help you find the right one.Find out more
The table below depicts the core cover of our UK business health insurance plans.
International business health insurance policies are also available. Depending on your choice, optional health benefits can be included in your cover.
|Benefit||Limits||Significant exclusions or limitations|
|Specialist fees||Full refund||Fees must be in line with our schedule of procedures|
|Hospital fees||Full refund|
|Pregnancy complications||Specific conditions shown in the policy booklet.|
|Maternity cash benefit||£150 for each child||Only after being insured for at least 10 months.|
|Dental surgery||Specific procedures shown in the policy booklet.|
|Home nursing||Full refund for up to 13 weeks||Under the supervision of a specialist.|
|Private road ambulance||Full refund||Only covered when necessary for medical reasons.|
|NHS cash benefit||
£200 per night for inpatient & £100 per night for daypatient
|For treatment received in an NHS hospital as an NHS patient that would be covered under the policy. No benefit is paid for time spent in an NHS accident and emergency department.|
|MRI, CT and PET scans||Full refund||On specialist referral only|