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Freedom Elite

Comprehensive health insurance for individuals and families.

Freedom Elite Health Insurance

Freedom Elite is our health insurance plan designed to provide your clients with a range of options that can easily be tailored to meet their needs. It includes a comprehensive core cover and the option to enhance the plan with a range of additional health benefits.

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Why Choose Freedom Elite For Your Clients

Comprehensive Core Cover

Comprehensive Core Cover

Core cover includes full inpatient and day-patient treatment and full cancer cover.

Optional Health Benefits

Optional Health Benefits

Add outpatient cover, alternative therapies, mental health & the private GP, dental and optical bundle.

Extensive Hospital List

Extensive Hospital List

Choose to extend the core Standard hospital list with the London Plus hospitals extension.

Freedom Elite Core Cover

Freedom Elite Core Cover

All Freedom Elite policies offer cover for inpatient and day-patient treatment along with full cancer cover, certain pregnancy complications, dental surgical procedures, MRI, CT and PET scans, home nursing, private road ambulance and NHS cash benefit.

See the Elite Brochure

Freedom Elite core cover includes:

  • Hospital fees and specialist fees for inpatient and day-patient treatment
  • Comprehensive cancer cover
  • MRI, CT and PET scans
  • Dental surgery
  • Pregnancy complications
  • Maternity cash benefit (after a 10 month qualifying period)
  • Home nursing
  • Private road ambulance
  • NHS cash benefit (inpatient and day-patient)
Freedom Elite Cancer Cover

Freedom Elite Cancer Cover

We understand how difficult it can be for anyone living with the realities of being diagnosed with any form of cancer so we aim to help make the process as easy as possible. Freedom Elite includes, as standard, full cancer cover including cover for palliative treatment and we do not apply the ‘chronic conditions’ exclusion to claims relating to the treatment of cancer.

Read our Cancer Promise

Freedom Elite cancer cover includes:

  • Specialist consultations
  • Diagnostic tests
  • Active cancer treatment such as surgery, radiotherapy and chemotherapy

We will also pay for ongoing follow up monitoring by a specialist for as long as the policy is in force once the active cancer treatment is complete.

Freedom Elite Optional Benefits

Freedom Elite Optional Benefits

Freedom Elite offers a comprehensive foundation on which your client can build a tailored product. If your client wishes to enhance their policy, they can do so by adding optional benefit packages to the core cover.

More on Elite optional cover

Freedom Elite optional cover can include:

  • Outpatient cover (full refund or up to £1,500).
  • Alternative Therapies (£750 or £1,500) provides cover for treatment by an osteopath, chiropractor, acupuncturist, homeopath or podiatrist up to the level of cover chosen when referred by a GP or a specialist. Limits apply.
  • Mental health cover.
  • Private GP, Dental and Optical.
  • Enhance the hospital list with our London Plus hospital list extension, which adds a number of hospitals from the HCA Healthcare group and hospitals in central London to the Standard hospital list. To find out more, check our Freedom Elite hospital list page.

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What's Not Covered

For a full list of exclusions, see the Policyholder's Guide to Cover.

  • Pre-existing medical conditions
  • Long-term or chronic conditions
  • Accident or emergency admissions
  • Cosmetic treatment, healthy tissue removal and weight loss treatment
  • Pregnancy and childbirth (except for the listed complications) 
  • Professional sports and certain hazardous activities 
  • Dental treatment (except for the listed surgical procedures) 
  • Transplants

Want to know more?

If you want to find out more about Freedom Elite, please speak to our intermediary support team today.

phone icon01202 283 581*   Mon - Fri: 9am - 6pm

mail icon[email protected]


Important Documents

For more information and for the terms and conditions, please see the following documents: