Help cover your dental, optical and private GP costs with Freedom Elite health insurance. Purchase online today or save your quote for later.
Get a quoteLooking after your everyday health is important, but the wait for NHS appointments can be long and going the private route can be expensive.
Here at Freedom Health Insurance, we offer dental, optical and private GP cover combined into one, high-value package which can be added as an optional benefit to Freedom Elite health insurance core cover. Designed to offer you extra flexibility and reassurance, the dental, optical, and private GP cover can help you look after your everyday health.
The dental, optical and private GP package gives you the peace of mind that you can access private and NHS dentists, opticians and GPs and get reimbursement of the costs, in line with the terms of your policy.
Cover your routine dental costs for services such as check-ups, x-rays, and hygienist fees up to £300^
Cover your accidental dental injury treatment or the relief of severe acute pain up to £600^
Cover your routine optical costs such as eye tests and prescription glasses and contact lenses following a new or change of prescription up to £200^
Cover consultations, diagnostic tests, and minor surgeries carried out by a private GP in their own surgery up to £300^
^A £50 compulsory excess applies across the dental, optical, and private GP cover for each insured person and for each period of insurance. Please refer to your policy documents for more information.
As part of the dental, optical and GP optional cover available through Freedom Elite, you will get cover for the cost of both routine dental services and treatment of accidental dental injuries. The dental, optical and private GP cover enables you to look after your everyday dental hygiene and be prepared if the unexpected happens.
| Routine dental costs up to £300 | |
| Accidental dental injury fees up to £600 |
What is not included under the dental cover
Please refer to your policy documents for the full list of exclusions.
As part of the dental, optical and GP optional cover available through Freedom Elite, you will get cover for routine optical costs to help you look after your eyes and detect any early signs of vision problems.
With the dental, optical, and private GP cover, you can get reimbursement of optician fees up to £200.
What is not included under the optical cover
Please refer to your policy documents for the full list of exclusions.
As part of the dental, optical and private GP optional cover available through Freedom Elite, you will get cover for private GP costs to help you get access to a GP faster and schedule appointments around your schedule.
With the dental, optical, and private GP cover, you can get reimbursement of private GP fees up to £300.
What is not included under private GP cover
Please refer to your policy documents for the full list of exclusions.
Please note: A £50 compulsory excess applies across the dental, optical, and private GP cover for each insured person and for each period of insurance. Please refer to your policy documents for more information.
The dental, optical and private GP cover is an optional package that can be added to Freedom Elite health insurance core benefits. This benefit will provide cover, up to the limits provided by the terms of your policy, for routine dental, accidental dental injury, routine optical and private GP costs. Get a quote for Freedom Elite and purchase your policy online today.
Health insurance members still have the right to use NHS services such as NHS GPs and dentists. This means that even if you have dental, optical, and private GP cover included in your health insurance policy, you can still see your NHS GP or get dental treatment as an NHS patient.
The cover provided under these benefits is primarily designed to assist with your day-to-day health needs, helping you maintain good oral hygiene and eye health, and enabling you to visit a GP to discuss minor medical concerns. Therefore, we do not apply the ‘pre-existing conditions’ exclusion to claims which are submitted, and reimbursed, under this optional cover.
However, if a dentist, optician, or private GP decides to refer you to a specialist or for further diagnostic tests because you may be suffering from an acute medical condition, the claim will be considered within the cover provided for outpatient treatment given by a specialist. This will include an assessment of whether your condition was present before the start date of your cover with us, and whether the exclusion for pre-existing conditions should apply.
This may mean that, on occasions, we can accept a claim for routine dental or optical expenses but are unable to accept a claim for specialist treatment for the same condition.
The dental, optical and private GP cover provides extra peace of mind and a way to look after your everyday health with cover for routine dental and optical costs, accidental dental injury, and private GP fees. Get a no-obligation quote now and purchase online or save your quote for later.
If you are already a Freedom Elite customer, you may be able to add the dental, optical, and private GP cover to your policy at renewal. Please contact us if you wish to talk with one of our friendly members of staff.
Dental, optical and private GP claims are reimbursement claims you make after you receive your treatment. After we approve your claim, you will receive a refund according to the terms of your policy. Find out more about the reimbursement claims process and make a reimbursement claim online.