Private Business Intermediaries

Freedom Elite Health Insurance

Look after your health with fully flexible and comprehensive health insurance that shapes to your personal healthcare needs. Choose the health insurance created by you.

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Health Insurance Created by You

Get peace of mind with Freedom Elite health cover.

  • Full inpatient annual benefit - get your inpatient and day patient costs covered  and then pick from a variety of options to tailor the policy to your needs.

Elite Key Features

Comprehensive cancer cover, including  oncology tests, surgery and treatments. 

Covers out-patient appointments (where you don't need to be in a hospital bed) including physiotherapy. (Optional)


Freedom Elite will also support you in using alternative treatment providers such as osteopathy, chiropractic, acupuncture, homeopathy and podiatry. (Optional)

Get cover for GP appointments, routine dental costs, optical costs and prescription glasses. (Optional)

Get cover for psychiatric issues including depression and schizophrenia. (Optional)

Comprehensive Health Insurance

Your health deserves more than a 'one size fits all' approach when it comes to private medical insurance (PMI) because each one of us has different healthcare needs and requirements. This is why we have created Freedom Elite, the comprehensive health insurance plan that gives you the flexibility to personalise your policy by choosing only the health benefits and the level of cover you want.

Whether you are looking for a single person medical insurance or wanting health cover for your whole family, Freedom Elite gives you the freedom to create your bespoke health insurance plan within your available budget.


Our health insurance policy is there to provide you with peace of mind, knowing that our core product already covers treatment carried out while you are admitted in a hospital (inpatient and day patient benefit) and comprehensive cancer cover. Find out what Freedom Elite includes in the core cover from the policyholder's guide to cover.

Flexible Options

When it comes to personalising your Freedom Elite policy with extra health benefits, you have the option to choose from Outpatient Treatment (tests, investigations or treatment carried out without being admitted in a hospital), Alternative Therapies or Psychiatric Care among others. See a full list of options and their level of cover here.

Hospital List

With Freedom Elite, you choose what type of hospital you would like to stay in. Our countrywide hospital list includes the UK's largest groups, such as BMI Healthcare, Nuffield Health, Spire Healthcare and Ramsay Health Care, together with a number of select local providers and regional independent hospitals. On top of this core hospital list you could add the London Plus hospital list which includes a number of Central London Hospitals.