A Night of Celebration: Health & Protection Pre-Drinks Reception
Health InsuranceJoin Freedom Health Insurance in celebrating at the Health & Protection Awards! Read about our memorable pre-drinks.
Read MoreHere is a more detailed breakdown of what’s included in our comprehensive core cover as well as any exclusions or limitations:
What’s included? | What are the limits? | Are there any exclusions? |
---|---|---|
Specialist fees | Full refund | The fees incurred must be in line with our Schedule of Procedures |
Hospital fees | Full refund | The hospital chosen must be on the hospital list and within your level of cover |
Dental surgery | Inpatient and daypatient limits apply | Only covers surgical procedures listed in the Summary of Benefits. |
Home nursing | Full refund (up to 13 weeks immediately following inpatient or daypatient treatment) | Medical care only from a registered nurse when referred by the treating specialist |
Pregnancy complications | Inpatient, daypatient and outpatient limits apply | Only covers complications listed in the policy document |
Maternity cash benefit | £150 per child | Cover must be in place for at least 10 months |
Private road ambulance | Full refund | Only when necessary for medical reasons |
MRI, CT and PET scans | Full refund when using a hospital within the policy cover | Only when requested by a specialist - no cover for scans requested by a GP |
NHS cash benefit (inpatient) | £200 per night for elective inpatient treatment only |
Treatment must be in an NHS hospital and received as an NHS patient. No benefit for time spent in A&E |
NHS cash benefit (daypatient) | £100 per day for elective daypatient treatment only |
Treatment must be in an NHS hospital and received as an NHS patient. No benefit for time spent in A&E |
Being diagnosed with cancer can be life changing and having a private medical insurance plan you can rely on in these difficult moments is of utmost importance.
With comprehensive cancer cover included in all our Freedom Elite plans, you can rest assured that you will be covered for active cancer treatment provided by a specialist, following diagnosis, including surgery, radiotherapy, and chemotherapy along with follow-up monitoring for a recurrence of the cancer for as long as you hold the policy with us.
Find out more about the additional cover options.
If you are looking for a comprehensive health insurance policy that gives you flexibility and great cover then look no further. Here's what you can benefit from:
Our comprehensive health insurance policy excludes the following:
For a full list of exclusions see the Policyholder’s Guide to Cover
Private medical insurance is all about peace of mind. That’s why you should be comfortable with what you are paying. Here are 4 ways you can reduce your insurance premium:
For more information about Freedom Elite, please see our policy literature below.
All documentsA comprehensive health insurance policy usually provides a higher level of cover than basic policies, but what's included in the cover differs based on provider. Our Freedom Elite comprehensive medical insurance plan covers eligible hospital fees, diagnostic tests and specialist fees in full if you are admitted to a hospital for medical treatment.
There are many benefits to our Freedom Elite comprehensive health insurance plan, including:
You’ll receive full cover for eligible inpatient and day patient treatment as part of the core cover.
The core cover also includes certain pregnancy complications and dental surgical procedures, MRI, CT and PET scans, home nursing, private road ambulance and NHS cash benefit.
You‘ll have the option to add additional benefits to your policy to increase your cover.
There’s a number of factors which may determine the cost of your fully comprehensive medical insurance plan, including but not limited to:
Your age (the higher your age, the more you may have to pay as there are more health risks).
Inclusion of family members and their ages.
The level of cover you choose (optional benefits will increase the cost of your insurance policy).
If you would like to get a better idea of how much our comprehensive health insurance cover could cost you, you can get a quote or speak to us today.
We may be able to cover a pre-existing medical condition if you have not received any medical advice or treatment, been prescribed medication, or experienced any symptoms of the condition, for a sustained period (usually at least two years) depending on the underwriting method which applies to your policy. Find out more about how underwriting works.
Join Freedom Health Insurance in celebrating at the Health & Protection Awards! Read about our memorable pre-drinks.
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