Private Business Intermediaries

What is Freedom Essentials Health Insurance?

Freedom Essentials provides cost-conscious health insurance for individuals, couples, single parents and families with children. Find out what the key benefits are and how Freedom Essentials works.

If you have any more questions, please see our FAQs or contact us by phone, web chat or email.

Who is Freedom Essentials Suitable For?

People IconFreedom Essentials is for everybody who wants to take control of their health while keeping within a tight budget. With the Essentials plan you can get treated anywhere in the world or just go through the NHS and you still get 50% of the fixed cash benefit. 


What is the Method of Underwriting?

The Freedom Essentials policy can be underwritten using either Moratorium or Full Medical Underwriting (FMU). To find out what these are and which one suits your particular situation please see our underwriting page or get in touch through our online chat tool (bottom right corner).