Jun 13 2022
Inpatient & Outpatient Cover On My Health Insurance
Health InsuranceWhat is inpatient and outpatient cover on your health insurance? Read more to find out.
Read MoreLearn about what factors can affect your insurance premium and how much you could be paying
If you are new to health insurance and thinking about getting a policy, you might be interested in its cost. In the next paragraphs, we will explore the factors influencing the cost of Freedom Health Insurance policies and give you a rough idea of how much you could be paying for it.
As most people are entitled to free NHS healthcare, private medical treatment could be considered a luxury. However, paying for private healthcare from your own pocket could be very expensive and this is where a Freedom Health Insurance plan can help, by providing access to private treatment in a more affordable way.
The cost of your health insurance depends on several factors, but it can generally be adjusted to fit most budgets. Whether health insurance is expensive or not, it is down to your personal circumstances and your personal view.
A health insurance broker can help you choose the right plan by comparing different policies and private health insurance providers and by giving you advice on the best way to adjust your premium to fit your budget.
There are several factors that can influence your Freedom Health Insurance premium, some of which you may be able to control.
To give you a better idea of what you might pay for a Freedom Health Insurance policy, here are some examples of quotes. Please note, the prices below have an illustrative purpose only and are correct on 11.11.2020.
Price | Cover Details | Product |
---|---|---|
£22.76 /month | 30-year-old person with inpatient cover and cancer cash benefit. Excess: £100 | Freedom Essentials |
£67.64 /month | 60-year-old person with inpatient cover, cancer cash benefit and £1,500 outpatient cover. Excess: £200 | Freedom Essentials |
£107.73 /month | 32 & 30-year-old couple with full inpatient and outpatient cover. Excess: £250 | Freedom Elite |
£92.84 /month | 30-year-old parent + 6-year-old-child with £1,500 outpatient cover and private GP, dental and optical benefit. Excess: £250 | Freedom Elite |
£81.23 /month | 42 & 40-year-old couple + 12 & 3-year-old children with inpatient cover, cancer cash benefit and £1,500 outpatient cover. Excess: £200 | Freedom Essentials |
You can adjust your premium by:
While the private healthcare alternative is often too expensive for many people to access directly, the role of private medical insurance is to help people get treated privately in an affordable way. The exact cost of your health insurance will depend on many factors, but in most cases, you should be able to find a plan that suits you. If you want to know exactly how much you could pay for a Freedom Health Insurance plan, you can get an online, no-obligation health insurance quote in seconds.
If you are looking for a health plan for your employees, find out more information about our business health insurance, fill in the ‘Request a callback’ form and a member of our team will contact you shortly.
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