Private Business Intermediaries

How Essentials Works

Question mark Below is a flowchart illustrating how Freedom Essentials works when you need to make a claim. You have two main options when looking for treatment:
  • Decide to be treated privately and use the money you receive when your claim is approved. In this case you keep any excess. 
  • Choose to go with the NHS option where you don't have to pay anything for your treatment. In this case you can keep the entire sum you receive when your claim is approved. 


Your choice flow chart


Also see:

How much money could I get for using the NHS? 

How much do treatments cost in a private treatment centre?

Or check Essentials FAQs page for more information on the Freedom Essentials health insurance plan.