Private Business Intermediaries

Your Choice: The Facts

Key FactsA health insurance policy that allows you to use your money your way without compromising on cover is what makes Freedom Your Choice unique. With many benefits included as standard you can be sure your health is in safe hands.


Below is a representation of the key benefits of Your Choice. To see a comprehensive guide please read the Your Choice Key Facts document.

Cancer Cover

With more than 150,000 cancer deaths registered each year in the UK (Cancer Research UK), getting diagnosed and treated as soon as possible is the main way of fighting this awful disease. This is why Freedom Health has added the Cancer Cover as a standard benefit for all our health insurance plans. To read more about our cancer promise click here

In-Patient and Day-Patient Cover

 If you are admitted to a hospital or need to receive in-patient treatment in a clinic you will be covered, among others, for procedures such as:
  • Hospital charges: nursing fees, medical expenses, ancillary charges, prescribed medicines and drugs
  • MRI, CT scans, tests and X-rays
  • Oncology tests, drugs, consultants’ fees including cover for chemotherapy and radiotherapy
  • Physiotherapy
  • Pregnancy complications
Benefit paid for each procedure is up to the limit specified in the Freedom Your Choice Procedure Payment Guide.

Out-Patient Cover

Freedom Your Choice includes cover for:
  • X-rays, pathology, diagnostic tests and procedures
  • MRI, CT scans, radiotherapy & chemotherapy
  • Physiotherapy

Alternative therapy (optional)  

Your GP or specialist may refer you for alternative treatments. Your Choice covers:

  • Physiotherapist
  • Osteopath
  • Chiropractor
  • Acupuncturist
  • Homeopath
  • Chiropodist/podiatrist

Psychiatric Care (optional)

Includes:

  • In-patient treatment in published hospital schedule

  • Out-patient treatment

Rehabilitation benefits (optional)  

Includes: 

  • Home nursing

  • Recuperative care

  • Specialist second opinions

    The above is a representation of the key benefits of Your Choice. For a comprehensive guide see Your Choice Key Facts document.

General conditions & exclusions

The following are not covered by Freedom Your Choice health insurance: